But Obama and Congress are sluggishly working on a plan that is supposed to save us all from this excessively expensive necessity. No, what I meant to say is that they are working on a way to just screw us some more.
Everything I've read about this healthcare plan is just not what America needs. I don't really care about the higher taxes for the rich--they have enough to go around anyway. But those tax dollars will go to help the uninsured--it won't help people like Jia and me who get health insurance through work. None of the plans I've read about will help those who actually have to pay the excessive fees through work.
There is a simple solution that every politician seems to have overlooked. Reform the legal system to cut down on costs to healthcare providers. Here's how it works now: there are numerous malpractice lawsuits brought against insurers, hospitals, and doctors every year, but only a few of the cases are successful. Still, the insurers, hospitals, and doctors have to pay the legal fees for cases in which they are found to not be at fault. Quite a few of these cases are also frivolous. But healthcare providers still have to pay for the defense. If the legal system were reformed to so that if a lawsuit is unsuccessful the plaintiff would have to pay the defense's legal fees, it would reduce the cost of malpractice insurance, and the savings would then be passed on to the people paying for health insurance. This would also relieve the burden of frivolous lawsuits clogging the court system.
This is by no means the solution to all the healthcare problems in America--there are plenty of other problems that need to be addressed (i.e. greedy CEOs at insurance companies jacking up the premiums to fill their bloated wallets). However, this is an important first step toward improving the quality of life in America.
I'm confident that politicians will never listen to such a sensible argument. They'd rather listen to lobbyists and screw up our future.